USST - The Universal Stablecoin

USST-Universal Stablecoin by STBL

Scaling Stability Across Ecosystems.

The stablecoin landscape is evolving, and USST is positioned to establish a new benchmark for the next generation of on-chain stability.

Built as a permissionless stable unit, backed by institutional-grade collateral, powered by real yield, and designed for cross-ecosystem interoperability, USST delivers scalable stability across DeFi and real-world financial systems.

It forms the foundational layer for all Ecosystem-Specific Stablecoins (ESS) launched under STBL’s Money-as-a-Service (MaaS) paradigm.

  1. Institutional-Grade Foundation

Each USST in circulation is fully collateralized by high-quality, yield-generating assets, including tokenized money market instruments such as USDY, OUSG, BUIDL, BENJI, USDO and many more. This foundation provides verifiable transparency, liquidity, and resilience across market conditions.

  1. Yield That Flows to Users

In contrast to traditional stablecoin models where yield remains in a central treasury, the yield from the collateral( Tokenized RWAs)  backing USST goes directly to users through YLD, a transparent yield strip tied to the underlying collateral. This structure ensures that value creation is shared with participants rather than retained by intermediaries.

  1. Stable by Design

USST’s stability is maintained through an automated, multi-layered Stability Trifactor that reinforces market equilibrium (Coming Soon):

  • Pegging: Incentive driven dynamic fee adjustments align minting and burning activity with price stability.
  • Redemption: Designated converters facilitate redemptions and sustain balance between on-chain and collateralized supply.
  • Liquidity: Deep integrations across decentralized exchanges and market makers ensure robust market depth and efficient convertibility.
  1. Ecosystem Specific Stablecoins

USST provides the universal underlying stablecoin that acts as the reserve asset for issuance of ecosystem specific stablecoins and enables interoperability between different ecosystems.

USST represents a new phase in the stablecoin architecture, one defined by transparency, real yield, and cross-ecosystem scalability.

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